What happens to my NDIS when I turn 65?

In providing $22 billion in funding a year, the National Disability Insurance Scheme, or NDIS, seeks to help Australians who have a disability. With approximately 4.3 million people in this category, the scheme aims to provide support to many people. For some, the NDIS offers support to people for the first time in their lives.

However, what happens when you reach the age of 65? In this article, we’re going to look at the Government legislation regarding the age requirements for NDIS and what options you have when turning 65.

Can I apply for NDIS if I’m aged 65 years or over?

Under section 22(1)(a) of the National Disability Insurance Scheme Act 2013, only those under the age of 65 can request access to the NDIS. This criterion is because one of the central goals for NDIS participants is early intervention, seeking to reduce the impacts of a disability on a child or adult’s development and encourage independence.

To meet the age requirements, a prospective participant must also be an Australian citizen (or hold a permanent visa) and reside in Australia.

NDIS Fund Management

What happens to my existing NDIS when I turn 65?

If you have an existing NDIS when turning 65, you can choose between two options.

  1. Firstly, you can continue to receive support through your existing NDIS. In this instance, nothing would change from before you turned 65.
  2. You can choose to transition and receive support through the Commonwealth Aged Care System. This support scheme covers a broader range of needs, helping older people with everyday living needs. More than 100,000 people receive their home care package services, helping to cover everything from accommodation to equipment.

The choice is entirely your own and remains dependent on your needs under each care system. If you’re unsure on which to choose, contact your NDIS support provider for advice.

When would I transition to the Commonwealth Aged Care System?

There are a few instances where a participant of the NDIS would have to transition onto the Commonwealth Aged Care System. Under section 29(1)(b) if the participant enters a residential care service when the person first turns 65 years of age, then their NDIS plan would cease. The same is true if the Aged Care system provides a person with home care.

In the case of residential care service, this refers to provided accommodation that includes meals and cleaning services as well as furnishings, furniture, care equipment, and appropriate staffing to meet the person’s care needs.

Where can I get advice and support?

Our dedicated team at Instacare helps clients implement personal and effective NDIS plan management alongside support coordination services. We proudly serve clients Australia-wide and seek to provide innovative and inclusive support. As a registered NDIS provider, we give our clients control and choice around their plan, allowing us to partner them with the appropriate specialist.

If you’re looking for advice regarding your NDIS support, our expert team can help. Get in touch with us today to find out more.